id group debt percentage footnote 1 All racial|and ethnic groups % Who Borrowed 53.4 2 American Indian|or Alaska Native % Who Borrowed NULL dagger 3 Asian % Who Borrowed 42.5 4 Black or|African American % Who Borrowed 77.5 5 Hispanic or Latino % Who Borrowed 74.7 6 Native Hawaiian|or Other Pacific Islander % Who Borrowed NULL dagger 7 White % Who Borrowed 54.9 8 More than one race % Who Borrowed 62.7 9 International students % Who Borrowed 18.6