Forbearance & Delinquency: Associate Degree Recipients

Of students who first enrolled in college in 2011-12, the majority of associate degree recipients experienced forbearance (61.1 percent) or delinquency (52.5 percent) within six years of beginning college. These events were most frequent among Black or African American borrowers, among whom 73.0 percent had a forbearance and 67.3 percent had gone delinquent on a loan.

Six-Year Forbearance and Delinquency Rates: Associate Degree Recipients, by Race and Ethnicity


U.S. Department of Education, Beginning Postsecondary Students, BPS:12/17

Data for the 2012 cohort reflect students who first entered college in 2011-12 and whose highest degree earned by 2017 was an associate degree. Data reflect all federal student loans taken within the six-year time frame. As a result, loan outcomes may reflect loans taken for additional enrollment beyond the highest degree attained by 2017.

Estimates for groups not separately shown were suppressed due to small sample size.

! Interpret with caution. Ratio of standard error to estimate is >30% but <50%.