Repayment: Associate Degree Recipients
Among the cohort who started college in 2011-12, the total share of associate degree recipients who borrowed and were in the standard 10-year repayment plan six years after first enrolling ranged from 55.6 percent of Black or African American borrowers to 85.6 percent of Asian borrowers. About one-fifth of associate degree recipients with federal loans were in income-driven repayment (IDR) plans (20.4 percent). Participation in IDR plans was highest among Black or African American borrowers (26.6 percent).
Report Links
Race and Ethnicity in Higher Education: 2020 Supplement
Chapter Five: Undergraduate Debt and Student Loan Payment
Chapter Five Report Download (PDF) 777 KB
Chapter Five Data Tables Download (XLSX) 123 KB
Source
U.S. Department of Education, Beginning Postsecondary Students Longitudinal Study, BPS:12/17
Notes:
Data reflect students who first entered college in 2011-12 and whose highest degree earned by 2017 was an associate degree. Data reflect all federal student loans taken within the six-year time frame. As a result, loan outcomes may reflect loans taken for additional enrollment beyond the highest degree attained by 2017.
Alternative repayment plan includes a few additional repayment options not separately shown.
‡ Estimate suppressed. Reporting standards not met.
! Interpret with caution. Ratio of standard error to estimate is >30% but <50%.
!! Interpret with caution. Ratio of standard error is >50%.
Estimates for groups not separately shown were suppressed due to small sample size.
